Thursday, December 15, 2011

Available balance says 806.67 and the current balance is -39.99 in my checking account?

900 was put in my bank yesterday morning. could i still write checks or use the debit card since it shows it paid for in my available balance? or do i have to wait?|||Call your bank.,|||It really depends on how the bank processes transactions and what those balances mean. If you made the 900 deposit yesterday after the cutoff time and it hasnt posted that is where the balance difference would come from. Also, make sure to account for any Overdraft Fees that may occurr from the negative balance, they are usually assessed the business day after the overdraft. As long as your bank processes deposits first then debits, you should be OK to write a check or use your debit card. The safer plan would be to use a credit card and just pay it back as soon as the funds clear.|||if I where you I would take the -39.99 from the 806.67 and go from there that way you do not have - on anything.

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