What happens if I have zero available balance on my credit card and write a $3 tip for the delivery person?

When I sign the receipt?|||Makes you a real loser! The driver will get nothing but thank god you will get a service fee! What a turdy thing to do!|||You will go over the limit later that night when the manager enters the tips on the credit card machine.



You can't be charged a over-balance fee anymore with the banking reform that took place a few months ago, but going over your card limit will lower your credit score.|||that $3 tip may turn into a $33 over the limit fee, which you will have to pay in addition to the min payment to get you back under the limit - actually have to pay more than that, because if next months' interest pushes you over the limit again, then you get whacked with another over-limit charge|||It's going to cost you over the limit fees. Spending without a plan and running up debts has spawned an entire industry