I have a couple of XXXX on my ledger balance but 0 on my available balance. Is what i am allowed to spend based solely on the available balance? thanks|||Call you bank to make sure when your deposit would clear. They will tell you their policies, usually with most banks local checks clear within 1 business day and out of state checks within 5-7 days depending on the issuer of the check.
If you buy something online you can also call the online place to find out who many days they take to post purchases to your bank.
FYI: If you buy it anyways, and you funds have not cleared they will hit you up with one of those Overdraft fees. so make you verify it with the bank as to when you funds clear before you make you move.
Hope this helps.|||Sounds like you have pending deposits, but they are not posted yet so no. They will probably post at midnight tonight unless the bank holds it longer.
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