Monday, December 12, 2011

What does my available balance mean?

It say's available $54.00. I can see I have pending debits. Does the available balance show what I will have after the debits have cleared my account?|||Let's say you have $100 right now in your account. However, you have three pending charges for $5, $10 and $15. Together, that would be $30 you've spent.





Your available balance is the money you have to spend NOW. It means that in this scenario you would have $70 in your "available balance."|||That is how much you have available- meaning how much that is yours available to buy things you want. pending debits are different from available balance, which available balance is what you have currently, and pending debits are already made transaction (say something you bought a day ago) that hasn't been added (or updated) to your statement yet. so as of now, you have 54 dollars available to buy what you want.


to put it simple: The money you had - pending debit = $54 available.|||available balance means money that's ready for you to spend. just to be safe if you don't have to spend money between now and the next deposit then don't.|||It shows whats available now, before anything else clears or other transactions|||No that is what your available balance is prior to the PENDING debits|||What you have left in your account will show after debits make sure enough for debit charges or interest

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