My available balance is higher then my ledger balance. I made a deposit today?

Which balance do I go by to see how much is actually in my account after everything goes through|||You have written one or more checks that have not cleared. Obviously, the bank doesn't know about the checks you write until they come back to the bank.





You go by your ledger balance, accounting for the time it takes deposits to clear.


http://en.wikipedia.org/wiki/Expedited_F鈥?/a>|||available %26gt; ledger occurs when you've either: made a cash deposit (with a teller) that day (and it hasn't posted to the ledger balance yet), or transferred funds from another account (i.e online). Do NOT trust an available balance given to you from an ATM after a deposit b/c it won't actually post (at the earliest) until that night at around midnight.





Hope this helps....





(Could also occur if your bank gives you immediate credit for deposits, but that would be unusual!)