I know banks only let you take out a certain amount each day, but my bank has said my 'available balance' is 拢7 for the last 3 days.
I have more money in my account than that. I need to buy a new laptop wire and its pissing me off.|||It's possible that a check you deposited is still in your presentments, waiting to be posted to your account. Therefore unavailable because it hasn't cleared. To increase the available balance you would need to deposit cash because that is available right away. In addition if you are sure that the check you deposited will clear, and you are buying this item with your debit card, they should both come in on your account, and even if the checks not in your available you will not be charged an overdraft fee with it. Because your current ledger balance is still positive.
But if it has been 3 days and this check hasn't cleared it's possible it could bounce and then you're stuck being overdrawn because of the purchase. Try calling the bank and asking what's up, they can tell you right there what's happening.
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