Whats the difference between acount balance and available balance?

Account balance is the total balance in the account. Available balance is what you can withdraw at this time. If you have just deposited a $500 check the account balance may be $1,000, but the available balance $500 because the bank will not release the funds for the deposited check until it clears the writer's account.|||If you deposit a large check into your checking account the bank will put a hold on the deposit, and give you $100. immediately. So your available is what you can take right then, the rest is what will be available when everything settles.|||Account Balance is the total amount of money in your account.


Available Balance is the amount your allowed to withdraw that day.





For example, if account balance is 0$ and you just deposited a check for $300, your bank might hold $200 of it until the cheque clears. So your Account Balance would be $300, but your Available Balance would be $100.|||the account ballance may include such things as uncleared checks and amounts secured on debit cards. the available ballance is what is yours with no posible other claims on it (unless you have written checks that have not been cashed as yet