How long does it take for a paycheck to clear/be considered "available balance" in your bank account?

If it means anything, I use Commerce but their site isn't too helpful at all.|||It may depend on your bank. My bank makes payroll checks available to you immediately.





Sometimes it can take up to 3-5 business days if the bank isn't familiar with institution who issued the check. Call your bank and ask them when the funds will be available.|||It depends on if the check is a local check which means is the bank where the check is drawn close to where you live like in your town or state if the check is from out of state it could take 3-5 days for the check to be considered available funds.|||I believe the average is three days from the date of your deposit or being cashed.|||The best solution is to talk to the bank (by phone will sufficient). Normally at least a part of the deposit is available immediately unless yours is a brand new account.|||If it is direct deposit it is available immediately. If it is local check 3 business days. nonlocal 5-7 business days. If the bank doesn't put a hold on the check you can still use the money immediately but if you employer doesn't have the money in their account when the check is presented it could be returned and if you have already spent the money it could put you into o/d and cause other fees or leave you short on cash. If your company offers direct deposit, I would do that. If the payroll check is on a local bank go there and cash it then deposit the cash in your checking. Still call and check with your bank.|||Depends on the bank and when you deposited it. Out of state checks usually take longer. Ask your bank. I think up to 5 days is normal. Next time try cashing your check and then depositing the cash.