Can I use my money in my Ledger balance even if the available balance is a negative balance?

Ledger balance currently is around 8 bucks, where my available balance is at around negative 20 bucks.|||Are you referring to your checkbook?





I would not suggest overdrawing your checking account any more than you already have. Even if you think you can pay the difference before it hits your account. This will cause overdraft fees, which will further overdraw your account.





The available balance is your true balance. The 8 bucks is actually not available. |||You can not use the money..