What does it exactly mean, ledger balance and available balance?

My ledger balance is correct, but my available balance shows $70 less, why is that?|||Your bank has put a hold on a deposit, maybe? Or another way that can happen is if a debit charge is authorized but the actual charge has not been presented yet.


The ledger balance is the final record for that day's transactions, and will not change. An available balance is what the bank is making available to you as required by law...for instance, they do not have to make deposited checks immediately available, but there are limits as to how long they may hold up the funds.|||The available balance shows your account without consideration of outstanding checks and/or debits or deposits and other credits. There may be something the bank has not yet processed that you already have recorded.|||70.00 is the amount of money you CAN take out


some bank need the money for their reserve and won't let you take it out