Thursday, December 8, 2011

What is the difference between available balance and present balance?

in my checking account it says my present balance is $450 and my available balance is $100 what does that mean? and why cant i use the full $450?|||When you make a deposit it can take a day or two for the funds to become available for you to use. This is done for security reasons. The rest of the money will become available over the next few days|||$350 hasn't cleared into your checking account obviously. and if you spend over $100 at this time you will overdraft!

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